Originally from India, Hem has graduated with an engineering degree and have worked in the Indian Space Research organization for three years before deciding to pursue post graduate degree at UT Austin. Hem has a combined work experience in various areas for 30 years. Integrity, Sincerely, loyalty, trustworthiness, excellence in what he does - are the qualities he strive to live for. After completing the degree, he started working at Applied Materials, a semiconductor manufacturing company, was trained in Kaizen, Six Sigma and manufacturing methodologies. He continued at Applied for 6 years till the economic downturn during 1998. He ventured into IT(Information Technology) and started up and ran a division of an IT company named Marlabs for five years and made it profitable during the Y2K (year 2000) time, and have done projects for startup companies for online application development and hosting (doing cloud when cloud was not as popular as today) and database services. When he left the company in 2003, we were hosting two racks of servers from a downtown data centers serving over 200 clients worldwide. He challenged himself to a new career path in Real Estate and started a Real Estate company with, at the peak time around 19 agents. As a broker he has many years of experience in superior customer services and has honed his sales skills and people management skills. Later, along with the real estate company, he started a mortgage company (Indus Loans, now under hibernation) and a tax preparation company under the name Tax Time.

I am not the traditional Realtor whom you might have come across before. My primary aim is to use my expertise, licenses, time and effort to help you save money and heart ache in the process of real estate or mortgage transaction. I am not quite business driven, I am more people driven, and I believe in high level of ethics. You can trust me, I have only your welfare in my mind. When I look for a house, it is like looking to buy my own house. I want you to make a better decision in the biggest debt of your life, a commitment to a mortgage, because I am involved in the process. For example, for my clients, as a Mortgage consultant I offer \'at par\' rate what the bank (or investors) offers for a loan, never mark it up. I don\'t charge junk fees for any items you see on the mortgage forms, if there was an expense incurred it will show, if not, it won\'t. I normally base my fee as 1% of the loan. It will most of the time come out to be cheaper for you. The lenders fees would be additional. I call Austin home, since 1989. Austin is a rapidly developing into a sprawling metro and I try my best to keep up with all the developments so that I can benefit my clients.

Regarding my background

I was born in beautiful state of Kerala, India in 1964, graduated summa cum laude from College of Engineering, Trivandrum in Mechanical Engineering in 1986, worked at the Indian Space Research Organization till 1989, obtained a Masters degree in Engineering from University of Texas at Austin in 1992, worked in various firms before becoming a Real Estate and Mortgage professional. Whether it is a home, investment property or land purchase/sell process, I will represent you to your benefit, as an advisor, as a supporter, and overseeing the process so that you are not taken for a ride and thereby saving you money.